{"id":85,"date":"2026-10-14T11:00:00","date_gmt":"2026-10-14T11:00:00","guid":{"rendered":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/?p=85"},"modified":"2026-10-14T11:00:00","modified_gmt":"2026-10-14T11:00:00","slug":"us-medicare-plan-ending-action-steps","status":"publish","type":"post","link":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/2026\/10\/14\/us-medicare-plan-ending-action-steps\/","title":{"rendered":"US Medicare Plan Ending Action Steps"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/cindy-corsini\/advantage-plan-ends-fce4\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>If your Medicare Advantage Prescription Drug (MA-PD) plan is ending and you haven\u2019t selected a replacement, keep in mind that Original Medicare will take over automatically on January 1\u2014but prescription drug coverage will end unless you choose a new Part D plan. For those receiving Extra Help, you may be reassigned, but it\u2019s important to review your options carefully.<\/p>\n<p>One key difference: Original Medicare does not include an annual out-of-pocket maximum. In 2026, you can expect Part B to cost $202.90 per month with a $283 deductible, and the Part A deductible will be $1,700. These numbers matter when you\u2019re planning your finances and healthcare for the year ahead.<\/p>\n<p>With one major insurer discontinuing coverage for about 600,000 Medicare Advantage members in 2027, those early notice letters are a good reminder to review your plan choices well before any changes take effect. You have Medigap guaranteed-issue rights from 60 days before your plan ends until 63 days after. But if you go longer than 63 days without drug coverage, you could face permanent Part D penalties.<\/p>\n<p>To stay protected starting January 1, make your choice by December 31. Take time to review every prescription, the drug tiers, and your preferred pharmacy. Then select either a new Advantage plan or Original Medicare with Part D.<\/p>\n<p>As someone who helps people navigate these changes every day, I know how overwhelming it can feel. My goal is always to make your Medicare decisions simpler and more comfortable\u2014so you can focus on what matters most: your health and peace of mind.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>If your Medicare Advantage Prescription Drug (MA-PD) plan is ending and you haven\u2019t selected a replacement, keep in mind that Original Medicare will take over automatically on January 1\u2014but prescription drug coverage will end unless you choose a new Part D plan. For those receiving Extra Help, you may be reassigned, but it\u2019s important to [&hellip;]<\/p>\n","protected":false},"author":96,"featured_media":86,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-85","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/posts\/85","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/users\/96"}],"replies":[{"embeddable":true,"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/comments?post=85"}],"version-history":[{"count":1,"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/posts\/85\/revisions"}],"predecessor-version":[{"id":87,"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/posts\/85\/revisions\/87"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/media\/86"}],"wp:attachment":[{"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/media?parent=85"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/categories?post=85"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/tags?post=85"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}