{"id":22,"date":"2026-09-23T17:00:00","date_gmt":"2026-09-23T17:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/corsiniinsurancesolutions-com\/2026\/09\/23\/medicare-leaves-out-major-retirement-costs\/"},"modified":"2026-09-23T17:00:00","modified_gmt":"2026-09-23T17:00:00","slug":"medicare-leaves-out-major-retirement-costs","status":"publish","type":"post","link":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/2026\/09\/23\/medicare-leaves-out-major-retirement-costs\/","title":{"rendered":"Medicare Leaves out Major Retirement Costs"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/cindy-corsini\/suze-orman-medicare-remotion-videos-cff6\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>When it comes to preparing for retirement, many people are surprised by the real cost of health care\u2014even with Medicare in place. A recent planning estimate found that a 65-year-old retiring in 2026 could face an average of $185,500 in retirement health care expenses. That\u2019s because medical costs often go well beyond what Medicare covers. In my work as a licensed independent insurance agent, I\u2019ve seen how easy it is to assume Medicare will take care of everything, but research shows more than half of pre-retirees overestimate those benefits\u2014especially as premiums continue to rise faster than retirement benefit increases.<\/p>\n<p>It\u2019s important to remember that Original Medicare doesn\u2019t cover routine dental or vision exams for glasses, hearing aids, or long-term custodial care. These are major needs that require careful planning. Even with covered services, there are still out-of-pocket costs: in 2026, Part B alone is projected at about $203 a month, plus a deductible, 20% coinsurance, and possible surcharges if your income is above certain thresholds.<\/p>\n<p>My approach is always to help you get ahead of these surprises. Reviewing Medicare\u2019s gaps early, considering Medigap options during your one-time enrollment window, and using health savings accounts to build up reserves before you\u2019re eligible can make all the difference in feeling secure about your choices. I believe that understanding your options\u2014not just for Medicare, but also for dental, vision, and supplemental coverage\u2014puts you in control of your retirement health and peace of mind.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to preparing for retirement, many people are surprised by the real cost of health care\u2014even with Medicare in place. A recent planning estimate found that a 65-year-old retiring in 2026 could face an average of $185,500 in retirement health care expenses. That\u2019s because medical costs often go well beyond what Medicare covers. [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":47,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-22","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/posts\/22","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/comments?post=22"}],"version-history":[{"count":0,"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/posts\/22\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/media\/47"}],"wp:attachment":[{"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/media?parent=22"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/categories?post=22"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.corsiniinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/tags?post=22"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}